Dahil sa pagtataka ko, sinubukan ko minsan ang i-Google ang pangalan ko. Nagulat ako nang makita ko sa search engine ang blog ko noong college ako, ang Facebook ko, at ang LinkedIn account ko. Ang dami pala nilang pwedeng mahalukay. Pati ang aking mga madilim na nakaraan! Hehe. Gaya nito:
Pero for the heck of it, kung binabasa man ako ngayon nung estudyanteng nagtanong kung mayaman ba ako, sasagutin ko na siya rito. Hindi po ako mayaman.
Siguro ay nababasa niya ang mga post ko sa Facebook tungkol sa earnings ko sa stock market trading. Oo, I may not look like it (and yes, I still hate math), but yes, I am investing (and sometimes, day-trading) in the stock market. And in the past nine months that I have been buying equities, I have lost as much as 109,000 pesos (during the market breakdown because of super typhoon Haiyan), but able to break even in 5 months. And now, I am proud to say that I have already gained 7,000 pesos.
Ang liit naman ng 7,000 pesos sa 9 months diba? Considering that I have invested around half a million (I used most of my saving in BDO as my main fund).
Right.
Pero imagine, when I invested in this venture, I was half-ready. I committed a lot of wrong decisions. I invested in big companies, the biggest companies out there (Manila Water, PLDT, Pepsi), but, I entered at the wrong time (I will be blogging about this thing next time). And the bad decisions I made cost me a lot. But throughout the months I have experienced losing, and winning, and losing again, I never gave up. Hinabol ko ang 109,000 thousand hangga't mabawi ko (ng may pag-iingat parin), at hanggang tuluyan na akong tumubo.
Pero hindi naging madali. It's a roller coaster ride of emotions. Plus, only when I became serious in studying company's fundamentals, charts (long term and short term) and disclosures did I start to make better decisions (more often than not), because no matter how veteran one is in stock market trading, he can never get all trades right. And on top of that, I monitored the stock market ticker from 9:30 AM to 3:30 PM while I checked papers, made quizzes and stuff, because I was also teaching at the university in the afternoon.
So, there. Iyan ang kwento ko. Sasagutin ko uli ang estudyante ko, hindi ako mayaman. Bakit pa ako nagpapagod lumagari kung mayaman na ako, diba?
I only started to save two years ago. Before that, lahat ng sini-sweldo ko, ginagastos ko sa pagbili ng cellphone, bags, sunglasses, shoes at sa pag-gala (nightlife, out-of-town trips, etc.). Pero noong umalis ako sa pagiging principal (ito ang trabaho ko bago ako napadpad sa pagtuturo sa unibersidad), nahirapan akong maghanap ng bagong trabaho dahil noon pa lang ako mapapadpad sa Baguio, narealize ko nang kailangan ko nang mag-ipon.
Kung meron pala sa inyong gustong matutunan ang pag-invest sa stock market, ang minimum lang ng pag-open ng account ay 5,000 pesos (you may choose your own broker din [accord financial, col financial, etc.]). You may ask me about this, I will be glad to help as far as I can. Good luck! And have a great weekend. :)
sa phil-am life na nag-ooffer ng 10,000pesos as lowest minimum investment na sinasabi nilang mag x5 daw ung pera mo.. sounds kinda fishy, any advice? yung insurance ko na halos 200k na 5 years to pay and 5 years to wait. parang scam rin -_-
ReplyDeletephilam does not have that kind of investment tool. 10,000 x 5? you may have understood it well. and the insurance with 200k 5yrs to pay, 5yrs to wait, i am not familiar with that product. i am affiliated with philam but these things that you are telling me do not seem to ring a bell.
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